Welcome to 2013! Here's hoping everyone has a happy and prosperous year. My grandmother always said, "A penny saved is a penny earned." Well, her pennies went much further back then than my dollars do today, so I'm going to share some money-saving tips with you. There are many ways to save money--on groceries, entertainment, clothing, and just about everything you buy!
Think how hard you work to make enough to pay for the 200 channels of cable you don't watch, or buying another pair of black boots to go with the other six pairs in the closet. Makes you think, huh? As a nurse, I find it handy to ask," How many butts will I have my hand up in to earn enough to buy XX with?" Do you really want to throw out a full workday of 8+ hours on that purchase?
The best way to start is to know where those dollars are going. I'm "auditioning" several apps on my iPhone for tracking my spending. So far, the winner appears to be Pocket Expense Personal Finance Account Tracker by Blue Tags. It meets my most important criteria--easy to use and FREE!!! If you need more than just the basics, you may have to pay a few dollars for apps that do it all. Remember, in most cases you can upgrade later if you need to.
Got to go work on my coupon organizer. If you want to start the new year learning how to save big on groceries, there are dozens of web sites to get you started. One of the best I recommend (and she has a very good book to accompany the site is The Krazy Coupon Lady. You can follow her on Twitter at @KrazyCouponLady.
Till next time, happy saving!
Roma
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