I'm Always the Brokest the Day Before Payday

Only this week, I've gotten an early start!! How is it that 15 years ago, I made half what I do now, and managed a car payment, a higher mortgage payment, and still did just fine? Fast forward to present times, and the mortgage is lower, the car is paid for (thank God), but...hmmm....where does all my money go?? Money talks, allright. Mine is always saying "bye bye." I noticed my sneaky trash pickup service raised their quarterly rate by almost $7 this billing cycle! Didn't bother to tell anyone, either. Maybe they thought I wouldn't notice. Trust me, I track every penny. I'm online every day balancing my checkbook and searching for any bank errors in my favor.

Then there's the wonderful health insurance. I now pay $246.00 a month. Less than two years ago I paid $168.00 and griped about it. It's never good when you get those official-looking letters from your insurance company or cable company. They always start with, "As you know the cost of providing our services to you in these economic times....bla bla bla." Stop reading  and save the time. That's their way of trying to soften the blow of another price increase.

You know one way companies could save a LOT of money, and pass those savings along to you and me?? I do all my banking online. Why do they waste trees, postage, ink and printing costs to mail me those stupid flyers every month or so telling me that they respect my privacy?? I freakin' hope so!! You shouldn't feel the need to reassure me of that all the time. I just see that as more corporate waste that I'm getting to pay for. Yet these same companies moan and whine about their expenses. Big corporations waste thousands of dollars a year on printing stuff that everyone throws away without reading. What happened to common sense? You have these people with fancy job titles making big money thinking of stupid ways to spend the company's money that ends up costing us consumers in the end. I have a keen eye for corporate waste and excess, and I see it every day when I go into a business or store. Look around your work place. Do you see things they could save money on, without cutting your pay or not giving you yearly raises? I bet you do.